Getting Your Money Out of Dental Insurance
I worked for a dentist years ago. He used to say that the teeth were the most important part of our body because without them we couldn’t eat. Makes sense, yet most of us don’t like going to the dentist. Sometimes fear keeps people away from the loud drills and spraying water. But lately it seems that high prices could be keeping people away, and dental insurance doesn’t usually help much. It normally doesn’t cover more than routine cleanings, maybe a filling here or there, but certainly not a filling that will match the color of your teeth. That would be way too expensive. And God forbid you need a crown or dentures; you could buy a car for less.
If your teeth are pearly jewels that sparkle every time you smile, then stick with your $10-15 a month routine dental plan. If your not a Disney prince, then we’ve got a solution to get you back looking like one – affordably. There are no waiting periods, no deductibles and no maximum spending limits. It’s an individual plan fashioned after a group plan. When you need major work done, call us at (888) 919-9876 or click this link: Dental Plan
You have to stay with the plan for six-months at $39.95 a month, but as long as you don’t have a temporary crown or denture in your mouth at the time of enrollment, the plan will cover whatever procedure you need immediately with no waiting period. Copays are required with the exception of cleanings, xrays and fillings. Here’s an example of your potential savings on dentures:
Now I can’t account for how accurate it is, it almost seems a little low, but this dental cost calculator allows you to input your city and needed dental service, and it will give you the average cost. Dentures – both upper and lower – were over $2,800 in my home city of Sarasota, Florida. With this dental plan, the copay for complete upper and lower dentures is $650. Now add six-months of premium and the $55 enrollment fee, and the price is still less than half of the average cost: $944.70. The plan is open to anyone over the age of 18. Under 18 is eligible to enroll with a parent or guardian.
Here’s the link one more time: Dental Plan and one more story from my days at the dental office: Paula, the dentist’s fun-loving assistant, once talked one of their patients into allowing her to design him a set of festive dentures for Halloween. They were made out of brown, orange and yellow candy corns, and until the day I die, I will never lose that image from my brain…a 75 year-old man wearing a candy corn denture – what a good sport!
