This is a true and very sad story as reported by CBS news last year; a man robbed a North Carolina bank to receive medical care in jail. I really wish he would have called his local insurance agent first because there are other options. If you can’t afford a low-deductible plan and don’t have [...]
Wed, February 22 2012 » Affordable Health Insurance, Insurance in the News » No Comments
The spilled milk joke was just terrible, but shortly after that the president’s talk of equal insurance premiums for men and women reeled me back in to his State of the Union address. I’ve blogged on the side subject of mandatory maternity coverage but never directly about the discrepancy in premiums. Women pay more than men for health insurance, [...]
Thu, January 26 2012 » Affordable Health Insurance, Health Care Reform, Insurance in the News » No Comments
Unless you work for a company that provides group insurance, having a pre-existing condition used to make buying health insurance an unattainable goal. But as health care reform works its way through our large bureaucracy, it is becoming easier. If you have a pre-existing condition and you live in Florida, you are one of the lucky ones. Things have gotten [...]
Fri, January 20 2012 » Affordable Health Insurance, Health Care Reform » No Comments
So many people are unemployed right now and have been for quite some time. Some of the lucky ones are in between jobs. Whatever the case, for many, COBRA insurance coverage has run out, is about to run out or is completely unaffordable. But there is a solution – short-term health insurance. Although short-term plans will not normally cover pre-existing [...]
Thu, September 8 2011 » Affordable Health Insurance » No Comments
Jim Spiewak from SNN local Sarasota Channel 6 was in the office Monday asking about the recent changes to preventative health care, which include additional benefits for women. I missed the broadcast and have no idea what clip was used, but whichever it was I’m sure it can be expanded upon. Spiewak wanted to know if insurance premiums [...]
Fri, August 5 2011 » Affordable Health Insurance, Health Care Reform, Insurance in the News » No Comments
I’m training a new agent right now, and although she’s taken the course and passed the state exam, she’s never been insured herself. Add that with the fact that the state licensing requirements teach you more about the law than insurance, and deductibles and coinsurance can be a little confusing. I found this great YouTube [...]
Thu, July 28 2011 » Affordable Health Insurance, Health Care Reform » No Comments
Today is World Tobacco Day. Up until today, I had never heard of it, but I’ll gladly jump on that band wagon. Why? Because it raises insurance rates – health insurance, life insurance, critical illness, long-term care, you name it - and it’s a killer. Here’s a snippet of what the Department of Health and Human Services [...]
Tue, May 31 2011 » Affordable Health Insurance, Healthy Tips to Keep Premiums Low » No Comments
They don’t. A new report released today by the U.S. Department of Health and Human Services (HHS) shows that few families without health insurance have the financial assets to pay potential hospital bills. On average, uninsured families can only afford to pay in full for approximately 12-percent of hospital stays they may experience – and [...]
Tue, May 10 2011 » Accident and Critical Illness Insurance, Affordable Health Insurance » No Comments
The integration of preventative care into all American health insurance plans will ease the minds of millions as more and more annual check-ups are performed each year. But preventative medicine, regardless of how much attention has been paid to it in the press, is a very small piece of the puzzle. Our medical needs are far greater [...]
Tue, April 19 2011 » Affordable Health Insurance, Health Care Reform » No Comments
Between health care reform and good ole American competition, deductible credits are becoming more and more popular in health insurance plans. The gist is that if you don’t meet your deductible in a calendar year, then the next year your deductible will be lowered by a certain percentage amount, sometimes up to 50 percent. Too bad this option [...]
Mon, March 28 2011 » Affordable Health Insurance » No Comments
